Property Records Search

Charlottesville Property Tax: Rates, Deadlines & Relief 2026

Charlottesville Property Tax 2026 continues at a rate of $0.98 per $100 of assessed value, generating $1,233,862 in revenue and shaping the Charlottesville residential tax bill for homeowners who received assessments that rose approximately 3.73 percent this year; the 2026 property tax deadline Charlottesville falls on June 5 with a secondary deadline on December 5 for any balances. The City Assessor’s Office at 102 5th Street NE (434) 970‑3136 offers an online portal for property tax payment and GIS tax map access, while the Charlottesville tax collector office processes commercial property tax and handles tax delinquency penalties Albemarle through its dedicated staff. Residents can explore the Charlottesville property tax calculator to estimate obligations, review property tax exemptions Virginia such as senior credits, and verify eligibility for property tax relief programs including low‑income assistance and the real‑estate tax relief application that runs February 2 to April 1. All of these tools help property owners understand the property tax increase 2026 in Albemarle County, plan mortgage escrow contributions, and avoid penalties.

Charlottesville Property Tax records are searchable via the City’s GIS portal and the Deed Recorder’s online records‑search site, enabling quick verification of land value assessment Charlottesville and any existing tax liens. The property tax appeal process Virginia requires a request to the City Assessor’s Office, where callers can discuss assessment discrepancies before filing a formal appeal; successful appeals can lower the Charlottesville home tax assessment and reduce the overall municipal tax rates. Taxpayers eligible for the property tax credit for seniors Charlottesville should consult the relief program guidelines to claim refunds, while owners of commercial parcels can reference the commercial property tax Charlottesville schedule to ensure accurate billing. For further assistance, the tax office encourages direct contact via phone or in‑person visits to address questions about payment options, exemptions, or filing a property tax lien in Virginia.

Search Charlottesville City Property Tax

Charlottesville Property Tax records live inside the City Assessor’s Office and the Circuit Court Clerk’s records system. Property owners and outside parties can pull current assessments, billing data, and recorded instruments from the city’s official website at https://www.charlottesville.gov. The main page routes visitors to the Assessor, Treasurer, and Commissioner of Revenue under the Government tab.

The city publishes a GIS portal and a records-search page that allow users to look up parcel boundaries, ownership, land area, and assessed values, as well as deeds, liens, and plats. These portals work best with a parcel number, street address, or owner name.

Step-by-Step Search Method

  1. Open https://www.charlottesville.gov and click Government, then Departments.
  2. Select City Assessor’s Office for current assessed values and tax-year data.
  3. Enter the property address or parcel ID inside the city’s GIS portal.
  4. Switch to the records-search page for deed and lien history.
  5. Call the City Assessor’s Office at (434) 970-3136 for assessment questions or the Treasurer’s Office at 434-970-3146 for billing questions.

Charlottesville Property Tax Rates

Charlottesville Property Tax on real estate sits at $0.98 per $100 of assessed value for tax bills mailed in 2026. Each penny on the rate generates about $1,233,862 in revenue for the city’s general fund. The City Manager’s proposed FY27 budget recommends a two-cent increase that would push the rate to $1.00 per $100.

Residential property values inside the city climbed roughly 4 percent in 2026, while the total taxable base moved from $11,767,301,300 to $12,205,639,500, an increase of 3.73 percent. The combined sales tax rate inside city limits is 5.3 percent, and the meals tax stands at 7 percent.

  • Real estate rate: $0.98 per $100 of assessed value
  • Proposed FY27 rate: $1.00 per $100 of assessed value
  • Meals tax: 7 percent (each point yields roughly $3.23 million)
  • Combined sales tax: 5.3 percent
Tax CategoryCurrent RateRevenue Per Penny / Point
Real Estate$0.98 per $100$1,233,862 per penny
Meals Tax7%$3.23 million per point
Combined Sales Tax5.3%Varies by category

2026 Property Tax Deadlines in Charlottesville

The City of Charlottesville mails real estate and personal property tax bills twice a year, with the first-half deadline set for Friday, June 5, 2026. The second-half payment falls on Friday, December 5, 2026. Late payments trigger penalties and interest under Virginia code, so the Treasurer’s Office encourages early submission.

Taxpayers who have not received a bill by the deadline should contact the Treasurer’s Office at 434-970-3146 or email citytreas@charlottesville.gov to request a duplicate. Bills can be paid online, by phone, by mail, or in person. The Treasurer’s Office publishes reminder notices on its official channels before each due date.

Key 2026 Dates

  • First-half real estate and personal property deadline: June 5, 2026
  • Second-half real estate and personal property deadline: December 5, 2026
  • Real Estate Tax Relief application period: February 2, 2026 – April 1, 2026

How to Pay Charlottesville Property Tax Online

The Treasurer’s Office accepts payments through the city’s online tax portal, by phone using a credit or debit card, by mail with check or money order, and in person at City Hall. Late fees and interest begin accruing after the official deadline passes.

Property owners who escrow taxes with a mortgage servicer do not need to pay the city directly, because the servicer pulls the funds from the escrow account. Servicers can request a duplicate bill from the Treasurer’s Office when needed.

Accepted Payment Channels

  • Online portal through the Treasurer’s Office page on charlottesville.gov
  • Phone payment with credit or debit card
  • Check or money order mailed to the Treasurer’s Office
  • In-person payment at City Hall

Charlottesville Residential Property Tax Bill

Residential property owners saw assessments climb about 4 percent in 2026, and the total taxable base grew from $11,767,301,300 to $12,205,639,500. Most homeowners with a typical city parcel can expect a slightly higher tax bill this year, even though the real estate rate held at $0.98 per $100. The City Assessor’s Office mailed the first-half bills in May 2026 based on the new values.

Each residential parcel receives a unique bill tied to its parcel number, owner of record, and current mailing address. New owners should file a change-of-address form with the Commissioner of Revenue to make sure future bills reach them. Mortgage servicers usually pull the data directly from the city portal for escrow disbursement.

Bill Components

  • Assessed value of land and improvements
  • Real estate tax rate per $100 of assessed value
  • First-half or second-half installment amount
  • Penalties or prior balances carried over

Commercial Property Tax in Charlottesville

Commercial parcels follow the same $0.98 per $100 real estate rate as residential properties, but their assessed values reflect income, expense, and market data. Business owners with retail, office, or industrial space inside city limits receive the same June 5 and December 5 billing schedule. Larger commercial accounts sometimes negotiate payment plans with the Treasurer’s Office.

Personal property owned by a business, such as equipment, fixtures, and vehicles, gets a separate bill. Business owners must file a personal property return with the Commissioner of Revenue each year. Returns filed late trigger an automatic assessment based on prior-year filings.

Commercial Filing Items

  • Real estate bill for land and buildings
  • Business personal property return for equipment and fixtures
  • Vehicle license fee on cars and trucks titled to the business
  • Business license renewal through the Commissioner of Revenue

Property Tax Exemptions in Virginia

Virginia law offers several property tax exemptions that apply to Charlottesville owners, including exemptions for religious organizations, charitable nonprofits, and government entities. Owners who claim an exemption file an application with the Commissioner of Revenue and provide supporting documents. The city verifies each claim before removing the parcel from the taxable roll.

Disabled veterans, surviving spouses, and certain volunteer first responders also qualify for partial or full exemption under state law. Each category has its own application form and deadline. The Commissioner of Revenue’s office supplies the forms and can answer eligibility questions by phone.

Common Exemption Categories

  • Religious and charitable use
  • Government and public-service use
  • Disabled veteran exemption
  • Surviving spouse of a fallen service member

Property Tax Relief Programs in Charlottesville

The City of Charlottesville runs a Real Estate Tax Relief program for elderly and disabled homeowners who meet income and net-worth limits. The 2026 application window opened February 2 and closed April 1. Approved applicants receive a discount applied to the June 5 and December 5 bills.

Applications go through the Commissioner of Revenue, which verifies income, assets, and residency. The form is available online at corforms.charlottesville.gov/Forms/RETRPUBLIC. Late filings are accepted only with documented good cause within a short grace window.

Relief Eligibility Snapshot

  • Age 65 or older, or totally and permanently disabled
  • Owner-occupant for at least one full calendar year
  • Annual household income below the program limit
  • Net worth below the program limit, excluding primary residence

Property Tax Credit for Seniors in Charlottesville

Senior homeowners who do not qualify for full relief may still claim a partial credit under the same Real Estate Tax Relief program. The credit appears as a deduction on the tax bill mailed each May and October. Applicants must re-qualify every year, because income and net-worth data change.

The credit reduces the amount of city real estate tax owed, not the assessed value of the property. Owners who move or transfer the deed must notify the Commissioner of Revenue to stop the credit. Continued occupancy and ownership remain the two key qualifiers.

Credit Process Steps

  1. Pick up or download the application from corforms.charlottesville.gov/Forms/RETRPUBLIC.
  2. Provide proof of age, income, and net worth.
  3. Submit the form to the Commissioner of Revenue before April 1, 2026.
  4. Watch for the credit line on the June and December tax bills.

Low-Income Tax Relief in Charlottesville

Low-income households that do not meet the senior or disability threshold can apply for relief through specific hardship provisions in the city code. The Commissioner of Revenue reviews each case individually and forwards approved applications to City Council. Approved hardships reduce the tax bill for the current year only.

Applicants should gather pay stubs, benefit letters, and asset statements before filing. The Treasurer’s Office can set up a payment plan for balances that remain after relief.

Supporting Documents

  • Two most recent pay stubs or benefit letters
  • Bank statements covering the prior three months
  • Federal tax return from the prior year
  • Photo ID and proof of residency

Charlottesville Home Tax Assessment Process

The City Assessor’s Office reviews residential parcels and updates values based on market sales data each year. In 2026, the assessor released new values, and bills based on those values went out in May. Each notice lists the land value, improvement value, and total assessed value.

Property owners who believe the value is too high can contact the Assessor’s Office at (434) 970-3136 to discuss the data. Many questions resolve during that initial call, because the assessor can walk through the comparable sales used in the model. Owners who still disagree can file a formal appeal with the Board of Equalization.

Assessment Notice Items

  • Parcel number and property address
  • Land value and improvement value
  • Total assessed value
  • Owner of record and tax-year

Land Value Assessment in Charlottesville

Land value gets separated from improvement value on every parcel card maintained by the City Assessor’s Office. Vacant land sells for a certain price per acre in each neighborhood, and that price feeds the land model used citywide. Improvements, such as the home, garage, or shed, are valued separately using cost and market data.

Owners who change the parcel through a lot split, consolidation, or boundary adjustment must record a new plat with the Circuit Court Clerk. The Assessor’s Office updates the land area on file after the recorded plat appears in the records system. Updates flow into the next tax bill automatically.

Common Land Updates

  • Lot split or consolidation
  • Boundary line adjustment
  • Right-of-way dedication to the city
  • Addition of an accessory dwelling unit

Charlottesville Property Tax Appeal Process

Property owners who disagree with the 2026 assessment must first contact the City Assessor’s Office at (434) 970-3136 to discuss the value. The assessor reviews the comparable sales, property characteristics, and any unique features that affect value. Most appeals resolve at this step with a corrected notice.

Owners who remain dissatisfied can file a formal appeal with the Board of Equalization. The deadline for filing appears on the assessment notice. The Board schedules a hearing, hears testimony, and issues a written decision. A further appeal can be filed with the Circuit Court within 90 days of the Board’s ruling.

Appeal Timeline

  1. Review the assessment notice.
  2. Call the City Assessor’s Office at (434) 970-3136 to discuss the data.
  3. File a written appeal with the Board of Equalization before the deadline.
  4. Attend the hearing and present comparable sales or photos.

Tax Delinquency Penalties in Albemarle

Albemarle County applies penalties and interest on real estate taxes that remain unpaid after the due date. The county treasurer publishes a list of delinquent parcels each year and begins collection actions. Continued non-payment can lead to a tax lien and eventual auction of the property.

Property owners facing hardship can request a payment plan before the delinquency date. The Treasurer’s Office reviews each request and sets terms based on the balance and ability to pay. Owners who pay the full amount before the lien is recorded avoid the most serious consequences.

Delinquency Consequences

  • Late penalty on the unpaid balance
  • Interest on the unpaid balance
  • Public notice of delinquent parcels
  • Tax lien recorded against the parcel

Property Tax Lien Filing in Virginia

Virginia law allows the local treasurer to record a tax lien on any parcel with unpaid real estate taxes. The lien attaches to the property, not the owner, so it survives a sale or transfer. Buyers and title companies must check for liens before closing on any parcel inside city or county limits.

Lien releases happen automatically once the balance, penalties, and interest are paid in full. The Treasurer’s Office records a satisfaction document with the Circuit Court Clerk. Title searchers see the satisfaction on the next pull from the records system.

Lien Search Steps

  1. Pull the parcel record from the city’s GIS portal.
  2. Search the owner or parcel number in the records-search portal.
  3. Look for any instrument labeled “Tax Lien” or “Delinquent Tax Lien.”
  4. Contact the Treasurer’s Office at 434-970-3146 for payoff information.

Albemarle County Tax Levy Comparison

Albemarle County sits next to the City of Charlottesville, so owners often compare the two levies before buying or appealing. Albemarle’s overall real estate tax base climbed 6.17 percent in 2026, the third-largest jump in 13 years. The county assessor, Peter Lynch, presented the figures to the Board of Supervisors on January 21, 2026.

Albemarle’s residential assessments rose alongside its commercial base, with the White Hall district posting a 5.3 percent increase. The county Board of Supervisors adopts the rate each April. The first-half 2026 tax bills mailed in May used the new values and the new rate.

Albemarle Snapshot

  • 2026 total tax base increase: 6.17 percent
  • White Hall district increase: 5.3 percent
  • Tax base growth in 2023: 13.46 percent (record)
  • Tax base growth in 2022: 8.4 percent

Property Tax Increase in Albemarle County

Albemarle County’s 2026 assessments mark another year of growth on top of gains posted every year since 2014. The 6.17 percent lift pushed the total tax base to its highest level in county history. Even with a flat proposed rate, the higher values translated into larger bills for many owners.

The County Executive proposed holding the real estate tax rate flat for 2026 in the budget released in late February. Owners still saw tax increases because the rate multiplied against a higher base. The Board of Supervisors held hearings before adopting the final rate in April.

Annual Assessment Changes in Albemarle

YearTax Base Change
2022+8.4%
2023+13.46%
2026Up over prior year
2026Up over prior year
2026+6.17%

Charlottesville Municipal Tax Rates

Charlottesville Property Tax is only one piece of the city’s revenue picture, which also includes meals, lodging, sales, and utility taxes. The meals tax rate stands at 7 percent, and each additional percentage point raises about $3.23 million. The combined sales tax rate inside city limits is 5.3 percent.

The City Council reviews rates each year as part of the FY27 budget cycle. Any rate change requires a public hearing and an advertised ordinance. Taxpayers can speak at the public hearing or submit written comments to the City Clerk before the vote.

Tax Revenue Categories

  • Real estate tax on land and improvements
  • Meals tax on prepared food and beverages
  • Sales tax on retail purchases
  • Personal property tax on vehicles and business equipment

Mortgage Escrow and Property Tax Planning

Many Charlottesville homeowners pay property taxes through a mortgage escrow account, so the lender collects a portion of each monthly payment and pays the bill on the homeowner’s behalf. Escrow accounts must hold enough to cover both the June 5 and December 5 installments, plus a small cushion. Lenders review escrow balances each year and adjust the monthly collection amount.

Owners with a sudden jump in their tax bill, like the assessment increase in 2026, often see a higher monthly payment after the next escrow analysis. The servicer sends a new statement that shows the projected balance, shortage, or surplus. Owners can pay a shortage in full or spread it across 12 months.

Escrow Planning Tips

  • Track the June 5 and December 5 due dates on a personal calendar.
  • Review the escrow statement each January for shortages or surpluses.
  • Pay shortages early to lower the monthly spread.
  • File for senior or hardship relief before April 1 to reduce the bill.

Charlottesville Property Tax Calculator

A simple way to estimate a Charlottesville tax bill is to multiply the assessed value by the current rate and divide by 100. At $0.98 per $100, a home assessed at $400,000 would owe $3,920 in city real estate tax for the year, before any relief or credits. The figure splits evenly between the June 5 and December 5 bills if no relief applies.

Owners can pull the current assessed value from the city’s GIS portal. Multiplying that value by 0.0098 gives the city portion. Albemarle County parcels follow a different rate and use a different system, so city owners should not mix the two.

Quick Estimate Formula

  1. Look up the total assessed value on the GIS portal.
  2. Multiply by 0.0098 for the city rate.
  3. Subtract any approved senior or hardship relief.
  4. Divide the remaining balance in half for each installment.

Property Tax Refund Eligibility in Charlottesville

Refunds happen when an owner pays more than the actual tax liability, files a successful appeal, or qualifies for a relief program. The Treasurer’s Office processes refunds after the credit posts to the account. Refunds under $5 stay on the account as a credit toward the next bill, unless the owner requests a check.

Owners who move out of the city mid-year and pay the full bill up front can request a prorated refund of the unused portion. The Commissioner of Revenue confirms the move-out date using a recorded deed or lease. The Treasurer’s Office issues the refund after confirmation.

Refund Triggers

  • Overpayment of the current-year tax
  • Successful assessment appeal
  • Approved senior or hardship relief
  • Move-out date partway through the tax year

Charlottesville Tax Map and GIS Access

The City of Charlottesville publishes a public GIS portal that layers parcels, zoning, floodplains, and voting precincts on one map. Property owners can measure lot lines, check setbacks, and confirm zoning in a few clicks. The portal updates regularly with new permits and recorded documents.

Users can search by parcel number, owner name, or street address. Each parcel page links to the Commissioner of Revenue’s record, the Treasurer’s billing record, and the Circuit Court Clerk’s deed record. The map also supports printing at standard letter, legal, and tabloid sizes.

GIS Tools

  • Parcel search by address, owner, or parcel number
  • Layered zoning and floodplain overlays
  • Print-ready parcel cards
  • Direct links to the Treasurer and Clerk records

Property Tax Record Search in Albemarle

Albemarle County uses a separate online database hosted through a third-party vendor, so city owners who own land in the county should pull records from the county system, not the city portal. The county assessor, Peter Lynch, maintains a searchable parcel map with current assessments and sales data. The county Treasurer handles billing and collections for parcels outside city limits. Questions on the 2026 reassessment can be directed to the County Assessor at 434-296-5856.

County records include the same core fields as the city system, plus agricultural-use land classifications and forest-land use assessments. Owners who split their time between a city home and a county farm need to track both bills, because each jurisdiction mails its own statements and collects its own revenue.

County Search Tips

  • Use the county parcel map for assessments outside city limits.
  • Check the Treasurer’s portal for county billing and payment history.
  • Look up agricultural or forest-use status on the parcel card.
  • Contact the county Assessor at 434-296-5856 for questions on the 6.17 percent 2026 increase.

Charlottesville Property Tax Deadlines and Relief Periods

Charlottesville Property Tax bills follow a strict calendar each year, and missing a deadline triggers penalties, interest, and possible collection actions. The city mails reminders through its official channels, posts dates on charlottesville.gov, and sends bills at least 30 days before each installment. Owners who plan around the published schedule avoid the most common billing errors.

The Real Estate Tax Relief program for elderly and disabled homeowners runs on a different calendar, with an application window that closed April 1, 2026. Late applications require documented good cause and are accepted only at the Commissioner’s discretion. Owners who miss the April 1 deadline should still file, because a partial credit can apply to the December 5 installment.

Owner Calendar

DateAction
JanuaryAssessment notices released
February 2 – April 1, 2026Real Estate Tax Relief application window
MayFirst-half tax bills mailed
June 5, 2026First-half tax payment deadline
OctoberSecond-half tax bills mailed
December 5, 2026Second-half tax payment deadline

Common Owner Questions on Charlottesville Property Tax

Many Charlottesville owners ask whether the city rate will rise in 2026. The City Manager’s proposed FY27 budget recommends a two-cent increase to $1.00 per $100, and City Council holds a public hearing before adoption. Owners can sign up for city news alerts at charlottesville.gov to track the vote.

Another common question is whether a paid assessment can be appealed. Yes, owners can appeal any year for which they received a notice, even after the bill is paid. The refund applies to the year appealed, not the year of the appeal. The Assessor’s Office can confirm the appeal window for the current tax year.

Frequent Owner Topics

  • Will the city rate rise to $1.00 in FY27?
  • Can a paid bill still be appealed?
  • What documents support a hardship claim?
  • How does a mortgage escrow affect payment timing?

Charlottesville Property Tax Records and Public Access

All real estate records in Charlottesville are public, so owners, buyers, and researchers can pull them without charge. The GIS portal shows current assessments, sales history, and ownership. The records-search page delivers recorded deeds, liens, and plats.

Title companies, appraisers, and real estate agents use these portals daily to confirm chain of title and to pull comps for appraisals. The data refreshes regularly, so new documents appear in the search results shortly after recording. Users who need a certified copy of a document can request one from the Circuit Court Clerk for a small fee.

Public Access Tools

  • GIS portal for assessments and ownership
  • Records-search portal for deeds and liens
  • Treasurer’s portal for billing and payment history
  • Commissioner of Revenue portal for personal property and relief forms

Property Tax Payment Methods in Charlottesville

Charlottesville Property Tax payments go through the Treasurer’s Office, which accepts cash, check, money order, and credit or debit card. The Treasurer’s Office processes online payments through a third-party gateway that charges a small convenience fee. The fee appears before the owner confirms the transaction, so there are no surprise charges.

Owners who pay by mail should send checks or money orders to the Treasurer’s Office at the address printed on the bill.

Payment Channel Fees

  • Online credit or debit card: small convenience fee
  • Phone credit or debit card: small convenience fee
  • Check or money order by mail: no fee
  • Cash or card in person: no fee for cash, small fee for card

Charlottesville Property Tax Bills and Escrow Tracking

Owners with a mortgage servicer can pull a duplicate bill from the Treasurer’s portal if the servicer requests it. Most servicers do this automatically, but a new loan or a recent refinance can cause a brief gap. The duplicate bill keeps the escrow account on track and avoids a shortage at the next analysis.

Self-pay owners can enroll in paperless billing through the Treasurer’s portal to get an email alert each time a new bill posts. The alert includes the installment amount, the due date, and a link to the payment page. Paperless billing does not change the deadlines or the late penalties.

Escrow Tracking Tips

  • Request a duplicate bill from the Treasurer at 434-970-3146.
  • Enroll in paperless billing for email reminders.
  • Send the servicer the new bill each May and October.
  • Watch for an escrow analysis after each installment.

Charlottesville Property Tax and City Services

Charlottesville Property Tax revenue funds the core services residents use every day, including police, fire, schools, road repair, and trash collection. Each penny on the rate generates about $1,233,862 in city revenue. The City Council weighs that revenue against the cost of services each spring as part of the budget process.

Owners who want to see how the city spends the revenue can read the FY27 budget document posted on charlottesville.gov. The document breaks revenue and spending by department, fund, and program. Public hearings on the budget take place in March and April each year.

Funded Service Areas

  • Police and emergency communications
  • Fire and rescue operations
  • Public schools and library branches
  • Street maintenance and snow removal

Charlottesville Property Tax Planning for the Rest of 2026

Charlottesville Property Tax planning for the rest of 2026 starts with the December 5, 2026 second-half deadline. Owners who set up a savings account and route a portion of each paycheck to it avoid the year-end scramble. A small cushion in the account also covers any surprise increase from a successful appeal reversal or a new rate.

Owners who already escrowed taxes with a mortgage servicer do not need a separate savings plan. They do need to review the escrow statement each January for the next year’s projections. A higher projection means a slightly larger monthly mortgage payment, with no impact on the tax bill itself.

Year-End Planning Steps

  1. Set a calendar alert for December 5, 2026.
  2. Confirm the second-half bill arrived in October.
  3. Pay the bill online or by mail in advance of the deadline.
  4. Save the confirmation email or receipt for the next tax season.

Contact, Local Details, and Map

DepartmentPhoneEmail
City Assessor’s Office (Tax Assessor)(434) 970-3136Not Available
City Treasurer’s Office434-970-3146citytreas@charlottesville.gov
Albemarle County Assessor434-296-5856Not Available

Official Website: https://www.charlottesville.gov

Real Estate Tax Relief Form: https://corforms.charlottesville.gov/Forms/RETRPUBLIC

Frequently Asked Questions

Charlottesville Property Tax information helps homeowners, renters, and businesses understand how taxes are calculated, where payments go, and what relief options exist. Knowing the tax rate, payment deadline, and appeal steps can save money and avoid penalties. Use the city’s online portal or call the Assessor’s Office for quick answers.

What is the current Charlottesville property tax rate for 2026?

The 2026 rate stands at $0.98 per $100 of assessed value. This figure generates roughly $1.23 million in revenue each month. To estimate your bill, divide your property’s assessed value by 100 and multiply by 0.98. For example, a home assessed at $250,000 would owe $2,450 before exemptions.

When must Charlottesville property taxes be paid in 2026?

All real estate and personal property taxes are due on Friday, June 5, 2026. Late payments incur a penalty of 10 percent plus interest. You can pay online through the Treasurer’s portal, by phone, by mail, or in person at the City Hall address.

How can I appeal my Charlottesville home tax assessment?

First, call the City Assessor’s Office at (434) 970‑3136 to set an appointment. Bring your latest assessment notice and any evidence of lower market value, such as recent sales of similar homes. The assessor will review the case and issue a revised notice if appropriate. Appeals must be filed within 30 days of the assessment release.

What property tax relief programs are available for seniors in Charlottesville?

The city offers a Real Estate Tax Relief program for qualified seniors and disabled residents. Applications open February 2 and close April 1, 2026. To qualify, you must be 65 or older, own the home, and meet income limits set by the Commissioner of Revenue. Approved applicants receive a credit that reduces the taxable amount.

How do I search Charlottesville property tax records online?

Visit the city’s GIS portal at https://www.charlottesville.gov/155/Geographic-Information-Systems-GIS. Enter the parcel number or owner name to view assessed value, tax bill, and payment history. The same site links to the Circuit Court Clerk’s records for deeds and liens. No fee is charged for basic searches.